Payment Methods

Effective Date: August 10, 2026

At Klarizza, we aim to make checkout simple, secure, and convenient. This Payment Methods Policy explains the payment options available when purchasing Bags, Hats, or Sunglasses through our online store, how payment authorization works, and what customers should know about payment confirmation, failed transactions, refunds, and payment security.

By placing an order through Klarizza, you agree to provide accurate payment and billing information and authorize the applicable payment provider to process the transaction associated with your purchase.

1. PAYMENT OVERVIEW

Klarizza accepts payment methods that are available and displayed during checkout.

Payment options may vary depending on availability, transaction requirements, location, device, or the payment services supported by Klarizza at the time of checkout.

2. ACCEPTED PAYMENT METHODS

Klarizza accepts payment methods made available through the checkout page.

Available options may include major credit and debit cards and other payment services presented during checkout.

The exact payment options available for a particular order are those displayed during the checkout process before payment is submitted.

Klarizza may add, remove, or modify payment options as payment services and business operations change.

3. CREDIT AND DEBIT CARDS

Customers may be able to pay for Klarizza purchases using supported credit or debit cards.

Depending on the payment provider, supported cards may include:

• Visa
• Mastercard
• American Express
• Discover

When paying by card, customers may be required to provide information such as:

• Cardholder name
• Card number
• Expiration date
• Security code
• Billing address

Payment information should be entered accurately to avoid authorization or verification problems.

4. PAYMENT PROCESSING

Payments may be processed through third-party payment service providers.

When you submit payment information, the applicable payment provider may securely process and verify the transaction.

Klarizza may receive transaction-related information necessary to confirm the payment and fulfill the order, such as:

• Payment status
• Transaction identifier
• Payment method type
• Authorization result
• Order amount

Payment providers may handle payment information according to their own terms, security standards, and privacy policies.

5. PAYMENT AUTHORIZATION

An order is generally not ready for fulfillment until the payment has been successfully authorized or confirmed.

A payment may be declined or require additional verification for reasons including:

• Incorrect payment information
• Insufficient available funds
• Expired card
• Incorrect billing information
• Bank or card issuer restrictions
• Fraud prevention checks
• Payment provider errors
• Technical problems

If a payment cannot be successfully authorized, Klarizza may be unable to process the order until an approved payment method is provided.

6. BILLING INFORMATION

Customers are responsible for providing accurate billing information during checkout.

Billing information may include:

• Full name
• Billing address
• ZIP or postal code
• Payment information
• Email address

Incorrect billing information may cause a transaction to fail or require additional verification.

Before completing your order, please review the billing information carefully.

7. ORDER TOTAL

The total amount displayed during checkout may include applicable product prices and shipping charges.

Klarizza's standard shipping charge is currently a $6.99 flat rate.

Customers should review the complete order summary before submitting payment.

The final amount shown at checkout is the amount that the customer authorizes for the applicable transaction, subject to legitimate corrections or adjustments described in our Terms of Service.

8. CURRENCY

Prices and payment information displayed through Klarizza are presented in the currency indicated during the shopping and checkout process.

If your card or payment account uses a different currency, your bank or payment provider may convert the transaction into your account's currency.

Currency conversion rates and fees are determined by the applicable financial institution or payment provider and are outside Klarizza's control.

9. PAYMENT SECURITY

Klarizza takes reasonable measures to protect payment-related information and reduce the risk of unauthorized access.

Payment transactions may be handled through secure third-party payment providers that use appropriate security technologies and procedures.

Customers should also protect their own payment information by:

• Using secure devices.
• Avoiding public or unsecured networks when making purchases.
• Keeping payment credentials private.
• Monitoring payment account activity.
• Contacting their financial institution if suspicious activity occurs.

Klarizza will not intentionally request sensitive payment credentials through ordinary customer service communications.

10. FRAUD PREVENTION

Klarizza may use reasonable transaction verification and fraud-prevention measures to protect customers and the business.

An order may be delayed, reviewed, or canceled when there are reasonable indications of:

• Unauthorized payment activity
• Suspicious transaction behavior
• Inconsistent billing information
• Abnormal order activity
• Payment verification issues

If additional verification is required, Klarizza may contact the customer using the information associated with the order.

These measures are intended to help protect customers, payment information, and the Klarizza shopping environment.

11. PAYMENT DECLINED

If your payment is declined, please verify:

1. Card number or payment information.
2. Expiration date.
3. Security code.
4. Billing address.
5. Available funds or credit.
6. Payment method status.

You may also contact your bank or payment provider for additional information.

Klarizza generally cannot determine the exact reason a financial institution declines a transaction because the decision is controlled by the relevant payment provider or card issuer.

12. MULTIPLE PAYMENT ATTEMPTS

If a payment attempt fails, customers may be able to submit another payment attempt using an available payment method.

Customers should avoid repeatedly submitting payment information if they are unsure whether a transaction has already been authorized.

If you are concerned that you may have been charged more than once, contact Klarizza at support@klarizza.com and provide the relevant order information.

We will review the transaction status and assist where possible.

13. PAYMENT AUTHORIZATION HOLDS

In some circumstances, a payment provider or financial institution may place a temporary authorization hold on funds when a transaction is attempted.

A pending authorization is not necessarily the same as a completed charge.

The timing for releasing an authorization hold is generally determined by the payment provider or financial institution.

If an order is canceled or a payment does not complete, the time required for a temporary hold to disappear may vary depending on the customer's financial institution.

14. DUPLICATE CHARGES

If you believe you have been charged more than once for the same order, please contact Klarizza promptly.

Provide:

Klarizza will review the available transaction information and determine whether a duplicate transaction occurred.

Customers may also contact their bank or payment provider for assistance with transaction verification.

15. PAYMENT ERRORS

Occasionally, technical problems may affect payment processing.

Potential issues may include:

• Checkout errors
• Payment provider interruptions
• Network problems
• Incorrect transaction status
• Delayed authorization
• Temporary website issues

If you experience a payment problem, please do not repeatedly submit payment information without first checking whether the order was successfully created.

Contact support@klarizza.com if you are unsure about your order or payment status.

16. REFUNDS

When a refund is approved under Klarizza's applicable policies, the refund will generally be sent to the original payment method when possible.

Klarizza currently provides a refund processing timeframe of up to 12 business days after an approved return has been received and processed.

The time required for the refunded funds to appear in the customer's account may vary depending on the customer's bank, card issuer, or payment provider.

17. RETURN-RELATED PAYMENTS

Klarizza's Return & Refund Policy currently provides a 60-day return period for eligible products beginning from the delivery date.

Eligible products generally need to be returned in their original condition and must satisfy the applicable return requirements.

Customers should contact support@klarizza.com before sending a return so the appropriate instructions can be provided.

No separate refund processing fee or restocking fee is charged for eligible returns under the current policy.

18. CANCELED ORDERS

If an order is successfully canceled before fulfillment, any applicable payment refund will generally be returned to the original payment method when possible.

Cancellation requests should be submitted as soon as possible because Klarizza's standard handling time is 1 business day.

The timing of any authorization release or refund posting may depend on the applicable payment provider.

19. ORDER CHANGES AND PRICE DIFFERENCES

If Klarizza approves an order modification, the total order amount may change.

For example:

Order changes are subject to product availability and whether the order has already entered fulfillment.

20. SHIPPING CHARGES

Klarizza's standard shipping charge is:

$6.99 Flat Rate

Our standard shipping schedule is:

Shipping charges are displayed during checkout before the customer submits the order.

21. PAYMENT INFORMATION AND PRIVACY

Payment-related information is handled in accordance with our Privacy Policy.

Klarizza may share necessary transaction information with payment service providers and other service providers that help us process orders and operate our website.

Customers should review the Privacy Policy for additional information about how personal information is collected, used, retained, and disclosed.

22. THIRD-PARTY PAYMENT PROVIDERS

Klarizza may use third-party payment providers to facilitate transactions.

These providers may independently collect and process payment information under their own privacy policies and terms.

Klarizza is not responsible for the independent policies or practices of third-party payment providers.

If you have a question regarding a specific payment transaction, Klarizza may assist with order-related information, while the payment provider or financial institution may be responsible for transaction-specific processing details.

23. PAYMENT COMMUNICATIONS

Klarizza may contact customers regarding payment-related matters when necessary to process an order.

Communications may include:

• Payment confirmation
• Payment failure notices
• Verification requests
• Order payment updates
• Refund information
• Customer support responses

Customers should ensure that the email address provided during checkout is accurate and accessible.

24. CUSTOMER RESPONSIBILITIES

Customers are responsible for ensuring that:

1. Payment information is accurate.
2. The selected payment method is authorized for use.
3. Billing information is correct.
4. Sufficient funds or available credit are available.
5. Payment credentials are kept secure.
6. Suspicious transactions are reported promptly to the relevant financial institution.

Klarizza is not responsible for payment declines caused by a customer's bank, card issuer, payment provider, or account limitations.

25. CHANGES TO PAYMENT METHODS

Klarizza may add, remove, or modify supported payment methods as our payment services and business operations evolve.

The payment methods available at the time of checkout are the payment methods customers may use for that transaction.

Changes to available payment methods do not affect completed transactions unless required by applicable circumstances or law.

26. CONTACT KLARIZZA

If you have questions about payment methods, payment status, duplicate charges, refunds, or other transaction-related concerns, please contact our customer support team.

When contacting us about a payment issue, please include your order number whenever possible. Do not send complete card numbers, security codes, passwords, or other sensitive payment credentials by email.

27. POLICY UPDATES

Klarizza may update this Payment Methods Policy when necessary to reflect changes to our payment providers, checkout process, supported payment methods, refund procedures, or business operations.

The most current version of this policy will be published on the Klarizza website.

The revised policy will become effective on the date stated in the updated version.

28. QUICK PAYMENT SUMMARY

Klarizza is committed to providing a straightforward and secure checkout experience. Customers should carefully review their order, billing information, shipping details, and final payment amount before submitting a purchase.

If you experience a payment issue or have questions about a transaction, please contact support@klarizza.com during our listed support hours. Our team will review the available order information and provide assistance where possible.